Invest Better with Consolidated Financial
With over 40 years of industry experience as an independent firm, we take pride in our team and their track record of proven success. We meet clients where they are and journey with them to a better financial future.
Define Goals
It is hard to determine how you are doing, if we aren’t sure which direction you were trying to go. Before diving deep with clients, our advisors conduct thorough goal setting meetings to make sure everyone is on the same page.
1). Data Gathering
Step 1 launches our discovery. We may collect a multitude of information such as, asset statements, debt statements, pension projections, social security estimates, and so much more. The better we understand where you are at, the better we can prepare a path forward.
2). Info Review & Clarification
In Step 2, we take a step back to review the info that we have gathered. We will conduct an initial analysis and prepare questions to discuss together. Once we have completed our Step 2 meeting, we have better clarity to move on to your goals.
3). Goal Setting
Step 3 is all about you. Now that we’ve had a chance to review your documents and clarify questions, it is now time to tailor your custom plan. In this step we blend your available resources with your goals to create the framework for your unique financial plan.
Investment Selection
There is no one size that fits all when it comes to investment planning. Our advisors take the time to truly understand our clients so that our recommendations can be well positioned for achieving your goals.
Risk & Return
Risk and return run hand in hand. We take clients through rigorous planning to determine what risk fits them best and what returns are needed to meet their goals. By never considering one without the other, we are mindful that everyone is running their own personal race.
Tax Efficiency
In the world of tax planning, it isn’t what you make, it is what you keep. Clients in all life phases can benefit from tax efficiency. Let our knowledgeable team show you how to implement tax strategies to compliment your custom plan.
Liquidity
Your time horizon can greatly impact the investments that we use. We are sure to factor in how long you plan to be invested as a major consideration in your financial plan.
Active Management
The world is moving faster than ever. You need a portfolio that will do the same. Our active management, services offered through Lincoln Investment, coupled with our commitment to our clients, is a winning combination. After all, a good plan is actively monitored, and that is what we do best.
Asset Allocation
Active management allows your portfolio to adapt and change based on the current market environment. As your asset allocation changes, models can be used to pull you back on track.
Managed Risk
Portfolios that are actively rebalanced pay close attention to your targeted risk threshold and manage towards it. This helps to keep risk at a level you are comfortable with.
Flexibility
As your plans change, your investment strategy may need to as well. Active management affords great flexibility, allowing you to adjust your strategy as needed. Our independent status as a firm allows us to find what works for you.
Who We Are
Consolidated Financial
You can tell a lot about who we are, by first knowing what is important to us. For over 40 years we have been serving clients as an independent financial services firm. We take great pride in our independence as it has allowed us to consistently deliver solutions to our clients that are best for them.
We measure ourselves not by the clients we gain, but by the clients we keep. We believe in the value of a financial plan for all individuals. It is never too early or too late, to start down the path of financial wellness. We will be here for your big retirement or your child’s first Roth IRA. Whatever your journey looks like, we want to walk it with you.
Our team consists of dedicated advisors with various experiences and skillsets, as well as a tenured, knowledgeable, and helpful staff. We work together to provide our clients with a seamless, valuable, 5-star experience.
Get Started
Consult with an Advisor
Better manage your future with Consolidated Financial. Schedule a consultation today.
What We Offer
Financial Services
Our team has over forty years of experience building and preserving wealth. We specialize in areas of financial planning such as retirement planning, life planning, estate planning, wealth transfer, insurance solutions, charitable giving, after-tax saving, executive compensation, small-business owners, and more.
Retirement Planning
Whether you have a 401(k), an IRA, or something else, we are here to consult on all things retirement. Our retirement planning goes deep to figure out just what you will need for a fulfilling, stress-free retirement.
Life Planning
Life is what happens when you least expect it. Life planning is all about filling in the gaps. We can help with thoughtful insurance planning to make sure you are covered, even if life throws a curve ball.
Wealth Management
Are you dreaming of a second home or an early retirement? Wealth management broadens the scope on traditional retirement planning to look at holistic wealth planning.
Estate Planning
We are here to help you put your legacy into your 4th phase of life. Whether it be relatives, a charity, or something else, we can help you put together a plan for maximum impact.
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